NOWPayments
🔒 Custody

Enterprise Crypto
Custody Solution

Hold user balances on-platform, enable instant off-chain transfers, and manage sub-partner wallets — all without touching private keys.

Custody Wallets4 sub-accounts
U

Platform Reserve

USDT

$84,210.00

+2.1%

B

Merchant A

BTC

$12,504.50

+0.8%

E

Merchant B

ETH

$5,200.00

-0.3%

U

Affiliate Pool

USDT

$3,890.20

+5.2%

Off-chain
Internal transfers
0 fee
Internal moves
250+
Supported assets
API
Full programmatic control
Capabilities

Full custody control

Manage multi-level wallets without handling raw keys.

Sub-partner Wallets

Create isolated wallets for each merchant, vendor, or user. Each sub-account has its own balance, deposit address, and API key.

  • ✓API: POST /v1/sub-partner
  • ✓Each sub-account deposits independently
  • ✓Transfer between sub-accounts instantly

Off-chain Transfers

Move funds between your sub-accounts without hitting the blockchain. Instant, free, no gas fees.

  • ✓Zero network fee
  • ✓Instant settlement
  • ✓Full audit log

Programmable Payouts

Trigger withdrawals via API from any sub-account balance. Required for Mass Payouts and Fiat Off-ramp.

  • ✓IP whitelisting mandatory
  • ✓2FA on every payout
  • ✓Supports 250+ coins

Balance Reporting

Query real-time balances, transaction history, and CSV exports for any sub-account via REST API.

  • ✓GET /v1/balance
  • ✓UTC-normalized timestamps
  • ✓Accountant-friendly CSV exports
Security

Enterprise-grade custody security

IP Whitelisting

Restrict all payout API calls to pre-approved IP addresses only.

2FA on Payouts

Every withdrawal requires a time-based 2FA code. No unauthorized transfers.

Wallet Whitelisting

Restrict withdrawals to pre-approved destination addresses only.

Full Audit Log

Every deposit, transfer, and withdrawal timestamped and immutably logged.

Role-based Access

Assign read-only or payout permissions per team member. Granular control.

Hot/Cold Split

Automatically sweep large balances to cold storage above configurable thresholds.

Enterprise custody for serious platforms

Sub-accounts, off-chain transfers, and programmable payouts.

Enable Custody