NOWPayments
💱 Fiat Payments

Accept Crypto,
Receive Fiat

Let customers pay in crypto while you receive euros or dollars directly to your bank account. Zero volatility risk.

VisaMastercardSEPASWIFTBanxaGuardarian

Conversion Flow

Customer pays

0.00147 BTC

≈ $100.00

NOWPayments converts

BTC → EUR

at market rate

You receive

€91.50

after 0.5% fee + spread

✓ Settled to your IBAN within 1–3 business days

EUR/USD
Settlement currencies
1–3d
Bank settlement time
0.5%
Conversion fee
$250K
Max per transaction
How it works

Crypto in, fiat out

1

Connect Bank Account

Add your IBAN + SWIFT/BIC to NOWPayments dashboard. KYB approval takes 24–48h.

2

Customer Pays Crypto

Your customer sends any of 350+ supported cryptos to the generated payment address.

3

Instant Conversion

NOWPayments auto-converts received crypto to your chosen fiat (EUR, USD, GBP).

4

Settle to Bank

Fiat is transferred to your bank account via SEPA or SWIFT within 1–3 business days.

Features

Built for zero-volatility businesses

Zero Volatility

Instantly convert incoming crypto to fiat. Your revenue is always in your preferred currency.

SEPA & SWIFT

Receive EUR via SEPA (free, next day) or USD via SWIFT to any global bank account.

KYB Compliance

Fast 24–48h business verification. Fully compliant with EU AML/KYC regulations.

Fiat Dashboard

Track all fiat settlements, conversion rates, and bank transfers in one place.

Auto-conversion

Set rules to auto-convert incoming payments above a threshold. Hands-free operation.

Settlement Alerts

Email and webhook notifications when fiat lands in your account.

Accept any crypto. Keep fiat in your bank.

Zero volatility. Instant conversion. SEPA settlement.

Enable Fiat Settlement