NOWPayments
🏦 Off-ramp Payouts

Crypto to Bank
Automatically

Convert your crypto custody balance to EUR or USD and receive it directly in your bank account via SEPA or SWIFT — without leaving NOWPayments.

SEPA + SWIFTEUR & USD~0.8% feeUp to $250K/tx

Off-ramp Flow

1

Custody Balance

10,000 USDT-TRC20

Available for off-ramp

Convert → EUR via Guardarian
2

Fiat Conversion

≈ €9,106

after 0.8% + €25 fee
1–3 business days via SEPA
3

Your IBAN

DE89 3704 0044 0532 0130 00

✓ Settlement complete

~0.8%
Conversion fee
1–3d
SEPA settlement
$250K
Max per transfer
EUR/USD
Fiat currencies
Setup

Go live in 4 steps

1

Enable Custody

Off-ramp requires NOWPayments Custody to be active. Request access from your dashboard.

2

KYB Verification

Submit business documents for KYB (Know Your Business). Approval within 24–48 hours.

3

Link Bank Account

Add your IBAN and SWIFT/BIC in Fiat Operations → Off-ramp settings.

4

Request Withdrawal

From the dashboard or API: select amount, confirm with 2FA. Fiat arrives within 3 business days.

Features

Secure, compliant, and fast

SEPA Direct

EUR settlement via SEPA to any EU bank account. Typically next business day.

Global SWIFT

USD/EUR withdrawals via SWIFT to international bank accounts worldwide.

KYB Compliant

Full EU AML/KYC compliance. Required once, no repeated verification.

Live FX Rates

Conversion at live market rate. No hidden spreads — transparent fee structure.

Settlement Alerts

Email notification when fiat lands in your bank. No manual tracking needed.

Transaction Reports

Downloadable PDF/CSV reports per settlement for your accountant and tax filings.

Convert crypto revenue to fiat automatically

SEPA & SWIFT settlement. Transparent fees. Full compliance.

Start Off-ramping